| What is the best rated debt consolidation organization?yourself. you can do exactly what those companies can do - and save yourself the money you'd have to pay them.what are rated as good debt consolidation companies?www.daveramsey.com Don't farm out your debt to someone else. All they will do is pay you bills for you. You can do that I am...Do debt consolidation companies really help that much?I highly recommend debt consolidation , but only through a bank...you will never get out of debt the way you are going...Debt consolidation?They will negotiate lower payments with your creditors which may relieve some monthly pain but it will trash your credit score because the...Have you ever heard of debt management (not debt consolidation) and if so, do you think it is beneficial? Why?...have a problem and that is always the first step. There are certain debt management companies who have been cited for fraud. Be careful who...Does anyone know whether a debt consolidation loan would affect my credit rating?...interest rate you are paying and compare it to the consolidation interest rate.When a person applies for a lot of creidt in a short...debt consolidation loans- what can I do about all my debt?...always the way to go-- First, its important to have 'revolving debt ' and not just installment debt . Second, HISTORY is important, so...Does debt consolidation have any negative effect on your credit rating?No they do not.Hi, Is there really such a think as a nonprofit debt consolidation company? Are any even reasonably fair?please listen and look at this site: http://www.daveramsey.com. Most of those debt consolidation places hurt more than help.E-LOAN: Mortgage, Refinance, Home Equity, Auto Loans, Savings, CDsE-LOAN offers home mortgage, refinance, home equity loans, lines of credit, auto and motorcycle loans, savings accounts and CDs with great rates online. 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